For Bank and Government Exams

Exam Pattern

LIC AAO 2016 - Exam Pattern

On-line Examination:

On-line examination will be of objective type, multiple choices of 120 minutes (2 hrs) duration comprising of the following:



Number of Questions



Reasoning Ability Test




Quantitative Aptitude Test




General Knowledge, Current Affairs Test




Computer Knowledge Test




English Language Test with Special emphasis on Grammar, Vocabulary and Comprehension






Penalty for Wrong Answers

There will be a penalty for wrong answers marked in the Objective Tests. For each question for which a wrong answer has been given by the candidate, one fourth (1/4) of the marks assigned to that question will be deducted as penalty to arrive at corrected score. If a question is left blank, i.e. no answer is marked by the candidate; there will be no penalty for that question. The marks obtained by the candidate in each Section and in the aggregate shall be arrived at after deduction of the marks for wrong answers.

Candidate MUST pass in each Section separately and should also obtain minimum marks in the aggregate to qualify for the interview. The responses (answers) of individual candidates with other candidates would be analyzed to detect patterns of similarity of right and wrong answers. If in the analytical procedure adopted in this regard, it is inferred/concluded that the responses have been shared and scores obtained are not genuine/valid, LIC reserves the right to cancel the candidature of the concerned candidate and the result of such candidates (disqualified) will be withheld.

The minimum marks to be obtained in each Section and in the aggregate shall be decided by LIC. English Language test is of qualifying nature and the marks in English Language will not be counted for ranking. The decision of LIC in this regard shall be final and binding on the candidates. No correspondence will be entertained in this regard.

The corrected scores obtained by each of the candidates in different sessions (if held) will be normalized using equi -percentile equating method.

The Scores of Online Examination are obtained by adopting the following procedure:
  • Number of questions answered correctly by a candidate in each objective test is considered for arriving at the Corrected Score after applying penalty for wrong answers.
  • The Corrected Scores so obtained by a candidate are made equivalent to take care of the minor difference in difficulty level, if any, in each of the objective tests held in different sessions to arrive at the Equated Scores*
    * Scores obtained by candidates on any test are equated to the base form by considering the distribution of scores of all the forms.
  • Test wise scores and scores on total is reported with decimal point upto two digits.
  • Note: Cutoffs are applied in two stages:

    on scores in individual tests

    on Total Score Appearing in the online examination or mere pass in the online examination shall not vest any right in a candidate to be called for Personal Interview