IBPS has decided to hold two-tier examinations for recruitment from 2015.

As such, this change is neither a surprise nor a challenge. Since this calendar came in, we have received various questions from our student community. Through this blog, we share our views on this two tier structure to answer some of the top questions posed.

1.    Is 2 Tier examination beneficial to you and if so why?
Yes, it is beneficial to you. The key reasons are
  • The focus on each of the Tier is very clear. Tier I is to qualify and Tier II is for getting selected. This clarity can prove very useful in your preparation. Your objective for Tier I should be to qualify and beat the competition, In Tier II your objective should be to showcase your fit to the Banking Industry.
  • All those who qualify in Tier I stand equal chance of selection. In the earlier structure those who scored more had the competitive advantage over those who scored less (even if shortlisted for the next round). But in this case, everyone starts at ground zero for selection as only Tier II marks will be taken for the final selection process.
  • Having a 2-3 weeks time to get ready for Tier II on a focused manner improves your chances. You can define your success by your focus during this period.
  • The fact that the calendar is published 10 months in advance gives you sufficient time for  preparation
2.    Who will succeed in Two Tier system?
Out of  20-25 lakh aspirants who would be preparing for the banking opportunity, the one who is committed, hard working and starts ahead of the competition tends to succeed. Looking to succeed, start now to have the edge rather than wait for the notification.
3.    How do I prepare for Two Tier examinations?
We believe that Tier I will test the breadth of knowledge and Tier II depth of knowledge in line with the requirements for one to succeed in a banking career.
However here are a few pointers for you to get started.
  • Though the number of questions may be fewer with shorter duration in Tier 1, it is still an integral round for you to clear. Brush up your basics. And as this is expected to check your breadth, be ready to get questions from wide range of topics across all the sections Quant, Reasoning, English and General awareness
  • While the marks obtained in Tier I will not be considered for selection, remember, you should still be shortlisted for Tier II. Hence, you should prepare for Tier I with as much seriousness as you currently do for a single tier exam.
  • With respect to Tier II, this would be far more serious and will be higher on the scale of difficulty. Hence, covering key areas and being thorough on those will help you a lot. Further, in addition to preparing and practicing from now, you should also be willing to commit to the period from Tier I exam to Tier II exam  in order to succeed against the high competition you are expected to face. We believe that tier II might focus on areas like DI, critical reasoning, reading comprehension and economy and banking in addition to other basic topics.
  • As always be prepared for surprises, the question pool might change.
The mantra to succeed is “Be an early starter”. With focus, commitment
and hardwork, two tier system will be much more useful to you as you
would have taken a ‘practice match’ in Tier I before facing the actual
test in the form of Tier II.
4.    Will there be surprises in the type of questions asked?
Being a competitive exam, one of the key aces the examiners hold is surprise. This ace will be used periodically irrespective of whether it is a single tier or two tier exam. Hence, you should be ready for such surprises.In Tier I we expect the breadth of topics to widen and in  Tier II  the difficulty levels to be higher than current levels. Hence, do not spare any effort. Make every possible effort and use every possible source or resource. We are working towards increasing the topics and content across various sections in order to enable you to be ready for such surprises.
5.    Will there be a focus in Banking domain knowledge in Tier II?
Eligibility for the exam being any graduate, it is the general skills necessary in Banking viz. Analytical skills, Data analysis and comprehension skills that will be tested more than banking domain.
In light of the above, we do not expect major focus on actual banking domain, except what one is expected to know as a typical banking customer.
However, related topics like Economy, Finance and developments that happen in the Indian Banking Industry may get additional focus in the general awareness section.
As an aspirant banker, we advise that one should learn basics of Banking Operations and the Services Offered by the Banks. A bi lingual (English and Hindi) content is accessible for our students to understand the basics necessary
6.    What is the impact of Two Tier examination on my chances of success?
We believe that it will work in your favor, if you believe that you are having above average intelligence and willing to put in hard work with commitment.
In fact, this two tier structure will eliminate ‘flash in the pan’ or ‘by luck’ players from the equation and will have better impact on those who are actually capable and committed to succeed.
Yes, this new structure will test your basics as well as speed and accuracy. Hence, in the remaining time for preparation, if you could invest in laying a strong foundation with consistent and committed preparation, you will not only clear Tier 1 but also reach your goal of getting your dream bank job.
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IBPS has decided to hold two-tier examinations for recruitment from 2015.

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i have SO exam on feb 4 and clerk exam on feb 22nd .. is this two tier pattern applicable for these two exams ?


No. The Two Tier exam is only from the next financial year. Further, even in the next financial year, both Clerical and PO go under two tier while Specilist officer and RRB continue to be single tier.


Well, the two tier exams are quite difficult to crack.
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Nazeem Ahmed

very important description of the two tire ibps examinations thanks for sharing this valuable article.